If you have found yourself with few tangible assets, deep in debt, and underemployed, life can be unmanageable and stressful. If you have also been facing creditor harassment, threats, and garnishments, you may need to consider filing chapter 7 bankruptcy. There are six basic steps in the process of filing chapter 7.
1. Get Your Debts and Assets Together
You should go through your bills and records to make a list of all your creditors.…
When you own a gym, there are certain things that you need to do to ensure that you protect yourself from a potential lawsuit. There are some people in this world who go out of their way to get something for nothing and attempt to find ways to sue small businesses to try to make a quick buck. It is important for you to take the time to meet with a small business attorney to have a disclaimer form created to ensure that you protect yourself and your business from a potential lawsuit.…
Most people don’t think of a salon as a scary, dangerous place. Instead, it’s a serene oasis where one goes to get pampered and fussed over. If you’re a beautician or nail tech, you know a salon can be anything but that. From dangerous chemicals to contagious bacterial infections, the salon poses many dangers. While it’s your job as a stylist to make sure your clients stay safe, you also have to take the time to care of yourself.…
A Chapter 7 bankruptcy involves the total liquidation of your non-exempt assets. One of the most important steps in the process is the creditor’s meeting, also known as the 341 meeting. For many people who file under Chapter 7, this is the only time they must appear before a bankruptcy official. This article examines some of key aspects of the creditor’s meeting.
Official
You will not appear in front of a judge at the creditors meeting.…
Even a seemingly minor car accident can result in serious injuries, yet many people assume they can work directly with an insurance company, or assume their injuries aren’t so severe that an attorney would be needed. In truth, there are many reasons why a person should always call a car accident attorney when they’ve been injured in any type of auto accident, and some of those reasons might surprise you.…
Very often after an auto accident, insurance companies are quick to offer settlements to those involved. It can be tempting to accept this offer as the money may seem generous and it may be needed. However, it’s always good to first speak with an auto accident attorney before you accept any settlement, to protect your rights and ensure you get the most money you deserve. Consider how and why this is.…
