When you own a gym, there are certain things that you need to do to ensure that you protect yourself from a potential lawsuit. There are some people in this world who go out of their way to get something for nothing and attempt to find ways to sue small businesses to try to make a quick buck. It is important for you to take the time to meet with a small business attorney to have a disclaimer form created to ensure that you protect yourself and your business from a potential lawsuit. Use the guide that follows to learn a few things that your attorney will discuss with you when creating the disclaimer form for your gym.
The attorney will take the time to discuss each and every way someone could potentially get hurt in your gym. Someone could slip and fall, pull something while lifting a weight, fall off a machine, or even drop something on their foot. These dangers need to be annotated on the disclaimer form to ensure that no one can sue you for an injury they cause to themselves, someone causes to them, or a machine causes them.
The attorney will need to see the exact insurance policy that you have on your business. The insurance policy will let the attorney know what is and what is not covered to ensure that your business is not held accountable to pay for an injury out of pocket, if someone does try to sue your business. The insurance company will also specify the age range for who can and cannot work out in the gym. Many insurance companies do not cover children or preteens from working out in a gym because it is a dangerous situation.
Accountability and Organization
You must have every person that comes into your gym fill out the disclaimer form and organize the forms so that you can easily find them when you need them. The attorney will be able to let you know if you should make digital scans of the forms to better organize them or if you should simply keep them in a filing cabinet in alphabetical order. It is important to keep the forms organized because you will need to use them to prove that the person agreed to the terms and conditions of the form, if they ever attempt to sue your business.
If you take the time to have each and every person that works out in your gym sign a disclaimer form, you can rest assured that you will not have to pay a settlement to someone if they are hurt in your gym. You need to be sure that you take the time to protect your business from a potential swindler to ensure that you are not forced to pay an outrageous settlement that causes you to lose your business. (for more information on personal injury claims, contact Edward J. Achrem & Associates, Ltd.)